En - It - Es - Fr - Po
Search :
AECM Annual Seminar Berlin
18-19 June 2015

AECM, European Association of Mutual Guarantee Societies

AECM's member organisations support SME access to finance

AECM's member organisations support healthy SMEs with a sound business project, who would otherwise not be able to access loan finance due to a lack of collateral and own funds. By granting a guarantee, guarantee societies provide a substitute for the missing collateral and allow the credit institution to grant the loan by sharing in the default risk.

accueil 1

In this way, guarantee societies make a major contribution to economic growth, social cohesion and regional development in the European Union, since SMEs represent over 98% of all companies and provide a large part of GDP and employment.

a apple

Guarantee schemes in Europe

Given the economic importance of SMEs, guarantee organisations have been set up in nearly all European Member States as well as in Montenegro, Russia and Turkey. In addition, guarantee schemes also exist beyond Europe, e.g. in the US, Latin america, Asia and the Mediterranean region.

AECM, as the European association of mutual guarantee societies, represents the interests of its national members towards the European institutions and multilateral bodies, such as the OECD, the World Bank and the Bank of International settlement. AECM also acts as a platform for exchange between its members and provide technical information about the guarantee sector.


News from our members: CMZRB launches a new guarantee programme for SMEs
Read more

Read more

In January 2013, the Interamerican Development Bank (IDB) published a study by Messrs Pablo Pombo, Horacio...
Read more

The European Investment Fund (EIF) and Austria Wirtschaftsservice (AWS)have signed the first counter-guarantee...
Read more

All news

Subscribe to RSSSubscribe to RSS